Effective Date: January 1, 2026
Welcome to premierriskgroup.com, the website of Premier Risk Group LLC (“Premier Risk Group,” “we,” “our,” or “us”). By accessing or using this website, you agree to these Terms and Conditions. If you do not agree with these terms, please discontinue your use of the website.
The content on this website is provided for general informational purposes only. It is not intended to constitute insurance, legal, financial, tax, or professional advice.
Information presented on this website may not describe every coverage, exclusion, limitation, condition, or eligibility requirement associated with an insurance product. You should speak directly with a licensed insurance professional regarding your individual or business insurance needs.
Submitting a contact form, requesting a quote, sending an email, leaving a voicemail, uploading information, or otherwise communicating through this website does not create an insurance policy, bind coverage, change existing coverage, or establish an agency-client relationship.
Insurance coverage may be bound, changed, renewed, or canceled only through confirmation from an authorized and licensed representative and, when applicable, the issuing insurance carrier.
Do not use this website, email, voicemail, or social media to report an urgent claim, request immediate coverage, or make a time-sensitive policy change. You must receive confirmation from an authorized representative before assuming that a request has been completed.
Any quote, premium estimate, coverage illustration, or comparison is preliminary and subject to underwriting, carrier approval, verification of information, eligibility requirements, and the terms of the policy ultimately issued.
Quotes are not guarantees of price or coverage. Rates, terms, and availability may change without notice. Insurance products may not be available in every state or to every applicant.
Premier Risk Group LLC is an independent insurance agency and may represent or work with multiple insurance carriers. Insurance products are issued and claims are paid by the applicable carrier—not by Premier Risk Group LLC.
Descriptions of insurance products or services appearing on this website are summaries only. If any website content, proposal, certificate, quote, or other communication conflicts with an issued insurance policy, the actual policy declarations, endorsements, exclusions, limitations, terms, and conditions will control.
You are responsible for reviewing your policy documents and promptly notifying us of any questions, errors, omissions, or requested changes.
You agree to provide accurate, complete, and current information when requesting a quote, applying for insurance, or communicating with us. Inaccurate, incomplete, or misleading information may affect eligibility, premiums, coverage, or the payment of a claim.
Although we make reasonable efforts to maintain accurate website content, we do not guarantee that all information will always be complete, current, or error-free. We may update, correct, remove, or modify website content at any time without notice.
You may use this website only for lawful purposes. You may not:
We may restrict or terminate access to the website if we reasonably believe these terms have been violated.
The website and its content—including text, graphics, logos, images, design elements, and other materials—are owned by Premier Risk Group LLC or used with permission and are protected by applicable intellectual-property laws.
You may view and print website content for personal, noncommercial use. No ownership rights are transferred to you through your use of the website.
Insurance-carrier names, logos, trademarks, and product names belong to their respective owners.
This website may contain links to insurance carriers, payment providers, claims portals, social-media platforms, or other third-party websites. These links are provided for convenience only.
Premier Risk Group LLC does not own or control third-party websites and is not responsible for their content, availability, security, terms, or privacy practices. Your use of a third-party website is governed by that party’s own terms and policies.
When you contact us electronically, you consent to receive responses and service-related communications electronically. Electronic communications may not always be secure, timely, or error-free.
Unless we expressly agree otherwise, electronic communications do not constitute a binding electronic signature, confirmation of coverage, or authorization to bind or modify an insurance policy.
Your use of this website is also subject to our Privacy Statement, which explains how we collect, use, disclose, and safeguard personal information.
To the fullest extent permitted by law, this website and its content are provided on an “as is” and “as available” basis. Premier Risk Group LLC makes no warranties, express or implied, regarding the website’s availability, accuracy, reliability, security, or suitability for a particular purpose.
We do not guarantee that the website will be uninterrupted, free from errors, or free from viruses or other harmful components.
To the fullest extent permitted by law, Premier Risk Group LLC and its owners, officers, employees, representatives, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, this website.
Nothing in these Terms and Conditions excludes or limits liability that cannot legally be excluded or limited under applicable law.
These Terms and Conditions are governed by the laws of the State of Michigan, without regard to conflict-of-law principles. Any legal action relating to this website or these terms shall be brought in a court of competent jurisdiction located in Michigan, unless applicable law requires otherwise.
If any provision of these Terms and Conditions is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any provision of these Terms and Conditions does not waive our right to enforce that provision or any other provision in the future.
We may revise these Terms and Conditions from time to time. Updated terms will be posted on this website with a revised effective date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.
If you have questions about these Terms and Conditions, please contact:
Premier Risk Group LLC
68750 Oak St
Richmond, Michigan
Website: premierriskgroup.com
Telephone: 248-997-7815
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