Commercial Insurance in Michigan

Owning a business in Michigan means facing risks that a generic policy was never built to handle. Premier Risk Group has spent more than 25 years working with owners in specialized industries, and we know that no two businesses are alike. Instead of forcing your operation into a one-size-fits-all package, we build commercial coverage around what you do every day, not around a generic template built for a different kind of business.

Industries We Know Well

We have deep experience insuring:

• Scrap metal dealers and scrap equipment manufacturers
• Demolition and painting contractors
• Auto dealerships and auto detailers
• Restaurants and hospitality businesses
• Certified carpet, tile, and NWFA wood flooring professionals
• Vacuum dealers, social media marketing companies, and industrial real estate businesses
• Nonprofit organizations

Coverage Options to Protect Your Business

Because commercial risk is rarely just one thing, we help Richmond, Michigan businesses build a complete package from our full range of coverage, including:

• Commercial Property Insurance to protect your building, equipment, and inventory
• General Liability Insurance for third-party injury and property damage claims
• Business Owner's Policy Insurance that bundles property and liability coverage for eligible businesses
• Commercial Auto Insurance for vehicles used in daily operations
• Workers Compensation to cover employee injuries on the job

Why Local Businesses Choose Premier Risk Group

As proud members of the Recycled Materials Association and the Association of Women in the Metal Industries, we understand the day-to-day realities of the industries we insure, not just the paperwork behind them. As an independent agency, we also compare quotes from multiple carriers, so your business gets the right protection at a competitive price, without paying for coverage you do not actually need.