Privacy Statement

Effective Date: January 1, 2026

Premier Risk Group LLC (“Premier Risk Group,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information entrusted to us. This Privacy Statement explains how we collect, use, disclose, and safeguard information when you visit premierriskgroup.com, request an insurance quote, apply for coverage, become a client, or otherwise communicate with us.

Information We Collect

Depending on your interaction with us, we may collect:

• Contact information, including your name, address, email address, and telephone number.
• Insurance application and policy information.
• Driver, vehicle, property, business, employee, and claims information.
• Date of birth, driver’s license number, Social Security number, or other identifying information when needed for insurance-related services.
• Financial or payment information when necessary.
• Communications and documents you submit to us.
• Website information, including your IP address, browser type, device information, pages visited, and cookie data.

Please do not submit sensitive personal information through an unsecured email or general website contact form unless specifically requested.

How We Use Information

We may use personal information to:

• Provide insurance quotes and coverage options.
• Process applications, renewals, endorsements, claims, and service requests.
• Communicate with insurance carriers, underwriting companies, adjusters, vendors, and other authorized parties.
• Verify identity and information provided to us.
• Maintain client and business records.
• Improve our website, services, and customer experience.
• Detect or prevent fraud, unauthorized activity, and security threats.
• Comply with legal, regulatory, licensing, and contractual requirements.
• Send service-related or promotional communications as permitted by law.

How We Share Information

Premier Risk Group LLC does not sell personal information for monetary compensation.

We may disclose information when reasonably necessary to provide insurance services, including to:

• Insurance companies, managing general agents, underwriters, and reinsurers.
• Claims administrators, adjusters, inspectors, and loss-control providers.
• Consumer reporting agencies and other information providers, when legally permitted.
• Technology, hosting, payment, document-management, and professional-service providers.
• Government agencies, regulators, courts, law enforcement, or other parties when required or permitted by law.
• A successor organization in connection with a merger, acquisition, restructuring, or transfer of business assets.

Service providers are permitted to use information only for authorized purposes and are expected to protect it appropriately.

Cookies and Website Analytics

Our website may use cookies and similar technologies to operate properly, remember preferences, measure website traffic, and improve performance. You can control cookies through your browser settings. Disabling cookies may affect certain website features.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no website, email system, electronic transmission, or storage method can be guaranteed to be completely secure.

Data Retention

We retain personal information for as long as reasonably necessary to provide services, maintain business and insurance records, meet contractual obligations, resolve disputes, and comply with applicable laws and regulatory requirements.

Your Choices

You may:

• Ask us to update or correct your contact information.
• Unsubscribe from promotional emails by using the link provided in the message or contacting us.
• Adjust cookie preferences through your browser.
• Contact us with questions about how your information is handled.

Certain insurance and regulatory records may need to be retained even after a relationship ends.

Third-Party Websites

Our website may contain links to insurance carriers or other third-party websites. Premier Risk Group LLC does not control and is not responsible for the privacy, security, content, or practices of those websites. Please review their privacy statements before providing personal information.

Children’s Privacy

Our website and services are not directed to children under 13, and we do not knowingly collect personal information directly from children under 13 through our website.

Changes to This Statement

We may update this Privacy Statement to reflect changes in our services, technology, or legal obligations. The updated version will be posted on our website with a revised effective date.

Contact Us

For questions or concerns regarding this Privacy Statement or our information practices, please contact:

Premier Risk Group LLC
68750 Oak St Richmond Michigan
Website: premierriskgroup.com
Telephone: 248-997-7815

This website statement is intended to explain our general privacy practices. It does not replace any separate privacy notice or consumer disclosure that may be required under applicable insurance or financial-privacy laws.